So, my father-in-law called me the other day and let me know he had received a check for ~ $3800 and his instructions were to deposit the amount the check was written for, pocket a paltry $200 and wire back the rest. Where have we heard this before?

I had never received one of those before so I asked him to read the letter out to me. To a naive & trusting (read: MUMU) person, the letter sounds professional. However, I could pick up on several red flags in reading the letter. I asked him to scan the letter to me when he did and I've embedded the letter on Slideshare for your viewing pleasure.